The Coverage You're Paying For Twice After 65
If you have Medicare, two common auto coverages might be costing you money for protection you already have.
Colorado · Licensed Local Agents
Insurance shopping,
Insurance shopping,
without the runaround.
One form, real licensed agents, quotes from 30+ carriers. Auto, home, life, health, and commercial coverage — matched to you, not a script.
Independent agent serving Arvada, Wheat Ridge, Lakewood, Golden & Jefferson County
$847Avg. Annual Savings
<2 minTo Get Quoted
30+Carrier Network
Quoting across our combined carrier network
ProgressiveNationwideTravelersSafecoChubbForemostMercuryASI LloydsGeicoLiberty MutualEncompassThe HartfordAllstateCincinnati InsuranceMetLifeBrighthouse FinancialHallmark SpecialtyMarkel
How It Works
Three stops from quote to covered.
No call centers, no bouncing between departments — one agent walks the whole route with you.
MI 1
Tell us what you're covering
Two minutes, no financial details required. Pick your coverage types and answer a few basics.
MI 2
We run the network
Your info is matched against our combined carrier network to find real, bindable rates — not teaser quotes.
MI 3
One agent, one call
A licensed Colorado agent walks you through the options and binds coverage the same day, if you're ready.
Coverage
Every policy, one relationship.
Whatever you're protecting, it runs through the same agent and the same file — not six different logins. Serving homeowners and renters across Arvada, Wheat Ridge, Lakewood, and Golden, CO.
Auto Insurance
Liability, collision, and comprehensive across CO's rating tiers — compared, not guessed at.
Get an auto quote →Home Insurance
Dwelling, personal property and liability — sized to rebuild cost, not market price.
Get a home quote →Renters Insurance
Your landlord's policy doesn't cover your belongings. This does, usually for a few dollars a month.
Get a renters quote →Life Insurance
Term, whole, and universal options built around your family's actual timeline, not a sales quota.
Get a life quote →Health Insurance
ACA marketplace navigation and private plans for individuals, families, and Medicare supplements.
Get a health quote →Commercial Insurance
General liability, BOP, and commercial property built around how your business actually runs.
Get a commercial quote →
Who's Behind This
A local agent, backed by more.
This location is a Colorado branch of Main Street Independent Insurance Agencies, Inc., operated by Alex Campbell — giving you a local point of contact with access to carrier relationships built over two decades.
Main Street Independent Insurance Agencies, Inc.
An independent agency headquartered in Granbury, TX, writing auto, home, life, commercial and specialty coverage across Texas, Colorado, Arizona, and Nebraska since 2001. Main Street's carrier appointments and E&O coverage are what stand behind every policy placed through this site.
Est. 2001
TX · CO · AZ · NE
Independent Agency
Your local agent
Colorado-licensed, resident agent covering property & casualty, health, and life lines — based at 6275 Joyce Dr, 2nd Floor, Arvada, CO 80403. Every quote request on this site is worked by a real person, not routed to a call center.
CO Resident License
License #885478
Main Street Independent Insurance Agencies, Inc. — Alex Campbell Branch is a marketing name used by a licensed branch agent of Main Street Independent Insurance Agencies, Inc. Insurance products are placed with carriers through Main Street's agency appointments. License numbers and carrier appointments available on request. This is not an offer of insurance in states where the agent is not licensed.
Learn Before You Buy
Shop smarter. Know what you're actually paying for.
65+ / Medicare
Auto Rates
70+ Drivers
Home Insurance
Why Your Insurance Bill Drops the Moment You Turn 25
It's not a birthday gift from your insurer. Here's the actual data behind the age-25 price cliff.
Why Premiums Climb Again After 70 — And What You Can Do About It
Rates dip in your 50s and 60s, then rise again. Here's the real reason, and how to keep your costs down.
Why Your Home Insurance Has Nothing to Do With Its Market Price
Your home could be worth $600K and insured for $350K — and that's correct. Here's why dwelling coverage works differently.
Client Stories
Real people, real coverage.
★★★★★
Every other online quote form got me a dozen calls within the hour. Here I got one call, from one agent, who bundled my home and auto and actually saved me money.
Maria T.
Denver, CO · Home + Auto
★★★★★
No pressure, just three solid life insurance options explained clearly. Had coverage in place the same day.
James R.
Lakewood, CO · Life Insurance
★★★★★
Our old broker took two weeks to send a renewal quote. This time I had a full general liability and property package for my shop in three days.
Derek W.
Colorado Springs, CO · Commercial
★★★★★
First home, and I had no idea how dwelling coverage worked. It was explained clearly with zero upsell attempts.
Sarah & Mike L.
Wheat Ridge, CO · Home Insurance